Bank-to-bank wire transfer may be used to pay for your purchase. You will receive a discount on the price when you pay with a bank wire transfer.This discount is reflected in the lower bank wire transfer price. Please note that most banks charge a fee for initiating a wire transfer. Please call us at 1-866-387-4134 or email us at customerservice@netcarats.com to request details required to initiate a bank-to-bank wire transfer.